About

Unused cards are worth something. We help you get it.

Cardcept is a service of Cardcept LLC, a Wyoming limited liability company.

What we do

Rebate cards, employer incentive cards and other prepaid cards often end up in a drawer. Balances get eaten by fees, cards expire, and the money is hard to spend where you need it. Cardcept buys the unused balance from you at a flat rate and pays you in USD or crypto.

Why a flat rate

You see your offer before you commit, and it is locked when you submit. It is a flat 65% of the card balance. It is not 100% because turning a prepaid balance into cash costs money: merchant and card network fees, issuer fees and limits, our review of each submission, and the cost of paying you. We don't add separate fees on top, and if the real balance is lower than you entered, we tell you and adjust the offer before we pay.

What we accept

We do not accept debit cards, registered cards, cards bought with credit, or cards of unknown origin. You can read the details in our Terms.

How we keep it safe

Talk to us

Questions about a card, a payout or your account? Email support@cardcept.com. We read every message.

Interested in partnering with us? Use the form on the home page.

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