Launching SOON · Cohort one: 200 seats

Turn your cards into USDC. Bitcoin. USD. USDC.

We buy unredeemed or unused prepaid, rebate, and corporate incentive cards — paid in Bitcoin, USDC, or USD. Verified origin only.

Request early access How it works
KYC / AML compliant
Verified origin only
US-first launch
Rebate Balance
•••• •••• •••• 7291
unused
Settled payout
0.0291 ₿
verified · settled
liquid
₿ Bitcoin
◎ USDC
$ USD
KYC / AML verified
Origin-verified cards only
Encrypted data handling
48-hr settlement target
BTC · USDC · USD payouts
How it works

Four steps. Transparent from the first click.

01 / Submit

Provide card & origin proof

Submit your card(s) with documentation of its origin — rebate confirmation, employer letter, or cash purchase receipt.

02 / Verify

ID verification & origin check

We confirm your identity and validate the card's source. Cards with credit card, third-party, or unknown origins are rejected.

03 / Quote

Receive a transparent offer

Based on balance, card type, and verified origin, you get a locked quote — typically 65–85% of face value in your preferred payout.

04 / Settle

Payout after verification window

Balance confirmed, payout released to your wallet after a short settlement window — designed to protect both parties.

Why cardcept

Better rates because we don't price fraud in.

Origin-verified inventory
We only accept cards with traceable origin — rebate, corporate, or cash-with-receipt. No chargeback exposure means we pass higher rates to you.
Predictable settlement
Quotes are locked. Payouts follow a defined settlement window. No last-minute rate changes or surprise deductions.
Compliance-first architecture
Built with KYC/AML, legal structuring, and registration requirements as foundations — not afterthoughts.
Crypto-native payouts
Unlike CardCash or Raise, we pay in Bitcoin and USDC — or USD for those who prefer it — with full on-chain settlement.
Typical payout rates
65–85%
of face value, depending on card type and origin
Rebate Visa / Mastercard 78 – 85%
Corporate incentive cards 70 – 80%
Cash-purchased (with receipt) 65 – 75%
Settlement target ≤ 48 hours
Minimum balance accepted $50
Eligible cards

Only cards with verifiable origin.

Origin determines fraud risk. Rebate and corporate cards can't be disputed upstream — which is exactly why we can offer better rates.

Visa / MC rebate cards
Manufacturer rebates, cashback programs, utility rebates
Accepted
Corporate incentive cards
Employer bonuses, sales incentives, research compensation
Accepted
Cash-purchased with receipt
Cards bought in-store with cash — receipt required
Case by case
Cards bought with credit
Any card purchased with a credit or debit card
Not accepted
Unknown or untraceable origin
Cards received as gifts without documentation
Not accepted
Who this is for

Built for individuals and companies.

For individuals

Unused cards are dead money.

You earned them — rebate from an appliance, incentive from your employer — but can't easily spend them where it matters. We convert them to real value, fast.

Rebate cards from manufacturers or utilities
Corporate bonus or research compensation cards
Payout in BTC, USDC, or USD bank transfer
Minimum $50 · Typical payout within 48 hours
For companies

Billions in incentives go unused every year.

Gift cards issued for rewards, promotions, and bonuses often sit untouched — with no refund path back. That capital stays with the issuer. We help you recover it.

Bulk unused employee incentive or rebate inventory
Direct B2B partnership & volume pricing
Integration with rebate program operators welcome
Dedicated onboarding for $25K+ inventory
Cohort one · 200 seats

Be first. Help shape what we build.

We're onboarding 200 users at launch. Priority goes to applicants with the most relevant card inventory — rebate and corporate cards get preference.

Applying as
Please enter a valid email address.
Cards you want to convert *
Please select at least one card type.
Estimated monthly value to convert *
Please select an estimated monthly volume.
Company context for prioritization only
We use this to understand potential demand. This is not onboarding — no documents are being verified at this stage.
Please enter your company name.
Please use your company email — Gmail, Hotmail, and similar aren't accepted here.
Estimated value of unused cards *
Please select an estimated card value.
About your cards *
Please select at least one card origin type.
You must confirm authorization to continue.
Preferred payout *
Please select a preferred payout method.

Payout availability may vary based on verification and jurisdiction.

We use your email only to contact you about cardcept's launch. No spam. Unsubscribe anytime. This form does not create a service relationship, account, or any obligation.

You're in the queue.

We'll email you before the first cohort opens. Priority goes to applicants with rebate or corporate cards — if you selected those, you're near the front of the line.

Application ref:
For operators, capital & industry

Building cardcept takes more than a waitlist.

We're in active conversations with capital partners, rebate program operators, licensed MSBs, and compliance infrastructure providers. If that's you — reach out.

Capital partners
Angels and early-stage funds focused on fintech, crypto infrastructure, or underserved consumer finance. Pre-seed conversations open.
Industry operators
Rebate program managers, card issuers, corporate incentive platforms. Origin-verified inventory is our moat — integrations accelerate it.
Compliance & licensed rails
MSBs, VASPs, BaaS providers, KYC/AML tooling, and crypto custody firms. White-label and integration partnerships welcome.
Advisors & founders
Prior experience scaling regulated fintech, gift card marketplaces, or crypto on-ramps. Selectively adding advisors.
Please enter your full name.
Please enter a valid email address.
Type of interest *
Please select at least one type.

Messages are read by the founding team only. We'll respond within 5 business days if there's a clear fit. Not a solicitation of securities.

Message received.

We read every partner inbound personally. If there's a clear fit, you'll hear back within 5 business days.

Inquiry ref:
Questions

Things people ask.

When will cardcept actually launch?
+
Target launch is SOON. We're validating demand and finalizing legal structure before accepting any real transactions. Waitlist members get early access and priority onboarding when we open.
Why only rebate and corporate cards — not all gift cards?
+
Because origin determines fraud risk. Cards purchased with stolen credit cards can be charged back weeks later. Rebate and corporate cards don't have that upstream risk — they're issued directly by the rebate program or employer, not purchased with a disputable instrument. That's what lets us offer better rates.
How is this different from CardCash or Raise?
+
CardCash and Raise are excellent for ACH/check settlement on general gift cards. Cardcept focuses specifically on crypto settlement (BTC/USDC) and only accepts traceable-origin cards, which lets us pay competitive rates without pricing in fraud risk.
Is this legal?
+
We're building cardcept with US regulatory compliance as a foundation, not an afterthought. The service will operate with required registrations, KYC/AML procedures, and legal opinion coverage. During pre-launch we are not processing any transactions — this site collects waitlist signups only.
What happens after I sign up?
+
You'll get a confirmation immediately. We may send 1–2 short surveys to refine the product. When the first cohort opens, priority applicants get a private invite with next steps. No unsolicited marketing.